:root{--ink:#13231f;--text:#1e2f2a;--muted:#63746f;--line:#d5e3de;--bg:#f4fbf7;--white:#fff;--teal:#07806d;--green:#164f42;--lime:#d8ed57;--red:#cf4e3f;--sky:#d8f3f2}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,Arial,sans-serif;line-height:1.6}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 32px));margin:auto}.site-top{position:sticky;top:0;z-index:10;background:rgba(244,251,247,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;gap:18px;padding:13px 0}.brand{display:flex;gap:10px;align-items:center;font-weight:900;line-height:1.05}.brand span{display:grid;place-items:center;width:46px;height:46px;border-radius:8px;background:var(--lime);color:var(--ink);border:2px solid var(--ink)}.links{display:flex;gap:4px;margin-left:auto}.links a{font-weight:850;padding:10px 12px;border-radius:8px;color:var(--green)}.links a.active,.links a:hover{background:var(--green);color:#fff}.call,.primary,.phonebox a,.cta a{font-weight:900;background:var(--red);color:#fff;padding:12px 16px;border-radius:8px}.menu{display:none}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:900;color:var(--red);margin-bottom:12px}.hero{position:relative;min-height:88vh;display:grid;align-items:end;background:var(--ink);overflow:hidden}.hero-image{position:absolute;inset:0}.hero-image:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(19,35,31,.94),rgba(19,35,31,.68),rgba(19,35,31,.24))}.hero-image img{width:100%;height:100%;object-fit:cover}.hero-panel{position:relative;z-index:1;padding:90px 0 42px}.hero-copy{max-width:830px;color:#fff}.hero h1,.page-hero h1{font-size:clamp(2.5rem,5.6vw,5.5rem);line-height:1.01;font-weight:900;letter-spacing:0;margin:0 0 20px}.hero p,.page-hero p{font-size:1.16rem;color:rgba(255,255,255,.86);max-width:770px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.secondary{font-weight:900;border:1px solid rgba(255,255,255,.7);color:#fff;padding:11px 16px;border-radius:8px}.current-strip{margin-top:52px;background:#fff;color:var(--ink);border-radius:8px;display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden;box-shadow:0 18px 40px rgba(0,0,0,.18)}.current-strip span{padding:18px;font-weight:900;border-right:1px solid var(--line);text-align:center}.programs,.reads,.faq,.flow,.article{padding:76px 0}.programs h2,.reads h2,.faq h2,.flow h2,.cta h2{font-size:clamp(2rem,3.7vw,3.5rem);line-height:1.08;font-weight:900;margin:0 0 30px}.program-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.program,.read,.copy section,.related,.phonebox,.faq details,.flow-steps article{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;box-shadow:0 14px 32px rgba(15,45,38,.08)}.program{min-height:300px;display:flex;flex-direction:column;gap:13px}.program span,.read span,.cta span,.phonebox span{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:var(--red)}.program strong{font-size:1.17rem;line-height:1.2}.program p,.read p,.copy p,.flow p,.faq p,.cta p{color:var(--muted);margin:0}.flow{background:#fff;border-block:1px solid var(--line)}.flow-grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:30px}.flow-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.flow-steps b{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:8px;background:var(--lime);margin-bottom:16px}.page-hero{padding:58px 0;background:var(--green);color:#fff}.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:34px;align-items:center}.page-grid img{width:100%;height:340px;object-fit:cover;border-radius:8px}.crumb{font-size:14px;margin-bottom:18px;color:#c8dad5}.crumb a{font-weight:900;color:#fff}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:28px}.copy{display:grid;gap:18px}.copy h2,.related h2{font-size:1.55rem;margin:0 0 10px;font-weight:900}.phonebox{background:var(--ink);color:#fff}.phonebox span{color:var(--lime)}.phonebox strong{display:block;font-size:2rem;margin:8px 0 16px}.related{margin-top:14px;display:grid;gap:10px}.related a{font-weight:850;color:var(--green);border-bottom:1px solid var(--line);padding-bottom:10px}.faq{background:var(--sky)}.faq-list{display:grid;gap:12px}.faq details summary{font-weight:900;cursor:pointer}.faq details p{margin-top:12px}.read-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.read{display:grid;gap:10px}.read strong{font-size:1.3rem;line-height:1.18}.cta{padding:0 0 76px}.cta .container{background:var(--ink);color:#fff;border-radius:8px;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta span{color:var(--lime)}.cta p{color:#c9d8d4}.cta a{white-space:nowrap}.footer{background:#101c19;color:#c9d8d4;padding:56px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr .8fr;gap:28px}.footer h5{color:#fff;font-weight:900}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin-bottom:8px}.footer a{color:#fff}.bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;color:#8fa39e}@media(max-width:980px){.program-grid,.flow-grid,.flow-steps,.page-grid,.article-grid,.read-grid,.footer-grid{grid-template-columns:1fr}.current-strip{grid-template-columns:1fr}.links{display:none;flex-direction:column;width:100%}.links.open{display:flex}.menu{display:block;margin-left:auto;border:1px solid var(--line);border-radius:8px;background:#fff;padding:9px 12px;font-weight:900}.nav{flex-wrap:wrap}.call{margin-left:0}.hero{min-height:auto}.hero-panel{padding:70px 0 34px}.page-grid img{height:260px}.cta .container{display:block}.cta a{display:inline-block;margin-top:18px}}

/* Apply Now shared CTA styles */
.navbar-nav .btn-primary[href*="lendingpad.com"],
.nav-links a.apply-now,
.links a.apply-now {
  --apply-accent: var(--red, var(--green, var(--primary, var(--accent, #155f4f))));
  --apply-accent-dark: var(--green-dark, var(--secondary, var(--ink, #0f4d41)));
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 16px;
  border-radius: 8px;
  background: var(--apply-accent);
  border: 1px solid var(--apply-accent);
  color: #fff;
  font-weight: 900;
  line-height: 1.1;
  text-decoration: none;
  white-space: nowrap;
}
.navbar-nav .btn-primary[href*="lendingpad.com"]:hover,
.navbar-nav .btn-primary[href*="lendingpad.com"]:focus,
.nav-links a.apply-now:hover,
.nav-links a.apply-now:focus,
.links a.apply-now:hover,
.links a.apply-now:focus {
  background: var(--apply-accent-dark);
  border-color: var(--apply-accent-dark);
  color: #fff;
}
.apply-now-strip {
  --apply-accent: var(--red, var(--green, var(--primary, var(--accent, #155f4f))));
  --apply-panel: var(--ink, var(--primary, #172126));
  padding: clamp(28px, 5vw, 56px) 0;
  background: transparent;
}
.apply-now-strip .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: clamp(24px, 4vw, 36px);
  border-radius: 8px;
  background: var(--apply-panel);
  color: #fff;
  box-shadow: 0 18px 42px rgba(15, 23, 42, .14);
}
.apply-now-strip span {
  color: #fff;
  font-size: clamp(1.25rem, 2.2vw, 2rem);
  font-weight: 900;
  line-height: 1.12;
}
.apply-now-page-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 20px;
  border-radius: 8px;
  background: var(--apply-accent);
  color: #fff;
  font-weight: 900;
  line-height: 1.1;
  text-decoration: none;
  white-space: nowrap;
}
.apply-now-page-button:hover,
.apply-now-page-button:focus {
  filter: brightness(.92);
  color: #fff;
}
@media (max-width: 640px) {
  .navbar-nav .btn-primary[href*="lendingpad.com"],
  .nav-links a.apply-now,
  .links a.apply-now {
    width: 100%;
    margin-top: 6px;
  }
  .apply-now-strip .container {
    display: grid;
    gap: 16px;
    text-align: left;
  }
  .apply-now-page-button {
    width: 100%;
  }
}